@Sue340 - I wish you had read the link I provided about "when you will get paid" because Airbnb works on an American calendar. Let me see if I can explain this holiday delay and bank processing:
November 22 --- the banks stop processing payments at 3pm because of the pending holiday the following day (If the Fed closes down, the banks can't process anything). Airbnb typically seems to process the day's transactions after 3pm.
November 23 --- was a US National Holiday - Thanksgiving - no bank ACH transactions.
November 24 --- US banks reopen process ACH transactions. Airbnb processes their payment to Payoneer, however, because NZ is 18 hours ahead of the US, your banks already went into the weekend (unlikely that any payments get processed in NZ on the weekend either). Payoneer uses a US bank account to process your payment.
November 25, 26 --- US weekend - payments get processed only on Business Days
November 27 --- Payoneer likely processes your transaction to your bank. However, again, you are 18 hours ahead so you are already going into Tuesday.
November 28 (today) --- you receive your money at the bank (assuming your bank doesn't hold it).
Hopefully this sheds some light on why payments are delayed - especially around the US holidays!
For more information about how Payoneer works:
https://techcrunch.com/2008/07/09/payoneers-virtual-us-bank-accounts-make-international-cash-out-eas...
https://blog.payoneer.com/news/partners/airbnb-hosts-can-now-withdraw-earnings-with-payoneer/
From Airbnb help: Weekend or holiday delays
Many banking systems don't process transactions on weekends or holidays. If your payout from Airbnb is completed between Friday and Sunday, it might not be processed until the next week.
If you have any questions about processing time after your Airbnb transaction history shows a payout as completed, contact your payment processor directly (That would be Payoneer!)