Hi Lisa,
No, I'm not a member. I'm not a host. The issue happened when I rented a place and the pipes busted when we weren't there leaving the main floor in a foot of water, which created damage to our electronic items. It was a terrible mess...including needing to relocate which left us stranded till after 10pm that night. I've been trying to get Airbnb to do the right thing and they've decided I am not eligible for help because I didn't let them know soon enough. I contacted them within 30 minutes of this happening and they "helped" us to relocate because of the damage but won't reimburse me for the laptop. Really disappointed in the lack of integrity and follow up...
Thank you for your help. I really appreciate it.