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Home insurance - UK

‎27-06-2024 12:36 PM
Sarah6096
Level 2
Moulsford, United Kingdom
‎27-06-2024 12:36 PM

Home insurance - UK

Do you need to cover your AirBnb with your usual home insurance or does AirCover provide suitable cover? 

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‎27-06-2024 12:36 PM
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2 Replies 2
‎27-06-2024 01:16 PM
Mike-And-Jane0
Top Contributor
England, United Kingdom
‎27-06-2024 01:16 PM

@Sarah6096 Firstly Aircover for damage is not an insurance product so absolutely cannot be relied upon. Also it only covers you for damage caused by a guest (at best) so if the house burns down between guests you would have no cover. It also pays a depreciated value rather than new of old that most proper insurances provide. Finally by short term renting you may well totally invalidate your household policy.

Please talk to a broker like JL Morris to see what they offer and also check with your insurance to see if your current cover is invalidated.

‎27-06-2024 01:16 PM
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‎04-07-2024 04:23 PM
Rebecca
Community Manager
Community Manager
Suffolk Coastal District, United Kingdom
‎04-07-2024 04:23 PM

Hi @Sarah6096 👋

 

@Mike-And-Jane0 have shared some information in the comments below - did you manage to check it out?

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Please follow the Community Guidelines

‎04-07-2024 04:23 PM
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