INSURANCE RECOMENDATION TO CO-HOST

[Adexe0]

Hi! Im growing up my cohosting services and i would like to take an insurance to cover my services and provide more security to hosts. 

can someone recommend me which kind of insurance i will need to do that in UK please?

[Bhumika]

Hi @Adexe0 ,

Did you find any information elsewhere in the meantime? 

I am also reaching out to few of our members from the UK that may be able to help you with some insights @Mike-And-Jane0 @Sabrina-And-John0 @Kevin129 If they have any suggestions or advice for you!

[Helen3]

As a cohost you should know you can't take out insurance on behalf of hosts - they need to take it out themselves @Adexe0 

[Adexe0]

I know that Helen, thanks anyway to remind it to me.😊 Otherwise, as co host or whatever professional job, s better to have an professional insurance to cover yourself and your clients, about any mistakes or inconvenience from your advices or business actions.

[Helen744]

@Adexe0 in Australia anyone can insure any house.In fact if you are buying a house but it is not yet settled it is important to insure the home that is not  yet in your name. Insurance for STRs can now generally be attached to the owners main insurance , similar to rental insurance, but it does not generally cover loss of 'rental ' income but only damages. If researching for a client it is worth beginning with your clients usual insurance company or finding a more generic STR insurance that can be attached . I would think your clients would be happier to go with their own insurers if possible though.Condo or unit insurance is usually handled by body corporate and becomes complicated and to my way of thinking practically unusable... H

[Helen3]

In which case take out professional indemnity /public liability @Adexe0 

you can ask an insurance broker for recommendations