@Dennis574 I think you misunderstand what leads to 5 star ratings. (and don't pay attention to Airbnb's tips, most of them are ridiculous) It's not about having 1200 count sheets or anything necessarily expensive. Of course no host who wants good reviews is going to use stained or worn bedding or towels or have beat up furnishings. But a 5* review isn't based on how much money you spend furnishing the place.
There are plenty of very modest places that get consistent 5* ratings. They get them because the place was spotlessly clean, it was found to be accurately described, the amentities listed were indeed provided and in good working order, and maybe there were a few nice extras the guest didn't expect. Add to that that the host was quickly responsive to guest messages, was clear in all communications, was friendly and attentive, maybe gave the guests some good tips for restaurants or other places of interest a tourist wouldn't normally know about, and unless the guest was some entitled, impossible to please fusspot, you've got a 5* rating.
Guests have no idea whether you went out and spent a whack of cash on the bedside tables, or whether you found them for a few bucks at a garage sale and refinished them.
I'm a home-share host, listing one bedroom for one guest only, with a private bath and shared use of my kitchen. I've never spent more than $40 on a set of sheets, and mostly I find them on sale for less than that, I've never spent more than $8 on a bath towel. Yet my guests comment on the nice bedding and one asked me how I keep my towels so nice and fluffy (I don't do anything special, just wash them and hang them on the line). I do like to make things artistic and pretty and I'm quite fastidious about cleaning. I've had lovely guests and 5* ratings since I started hosting over 3 years ago.
My guests especially love that I offer to pick them up at the bus stop (most arrive that way) which is 5 minutes from my house (which is hard to find) and drive them back when they leave. I don't mention I do this in my listing, in case one day I might not be able to. A good host mantra to keep in mind is "Promise less and deliver more". You want guests to feel they got more than they bargained for, not be led to expect luxury and then feel justified in complaining because everything wasn't up to their high standards.
There's plenty of hosts who get great ratings without spending a lot of money on what they provide for guests. Conversely, you could have a really fancy place with expensive everything and get poor ratings because the guests didn't get timely answers to their questions, or the host was inattentive, or there weren't clear instructions as to how everything worked.
It's the stay itself that leads to the ratings. If the guests had a good time, without any hassles, they will tend to rate highly. If they had a bad sleep because the neighbors played loud music until 3 AM, even though that was out of your control, they'll leave a bad rating, even if the bed was fit for a king.