If my house burns down will the Host Insurance cover it? Has anyone made a claim?

If my house burns down will the Host Insurance cover it? Has anyone made a claim?

My insurers tell me that I am not covered by them when guests stay from Airbnb. I don't know whether I need to take out a specialised insurance cover for letting or whether the Airbnb Host insurance would cover me if the house burnt down! As I'm not going to be letting for very many weeks of the year it is difficult to know what to do. Does anyone have any experience of claiming or advice for me on reasonable alternative insurance.  Many thanks

1 Reply 1
David126
Level 10
Como, CO

Assume not, it is not a replacemnet for regular Property and Liability Insurance.

David