Hello @Linda ,thank you for your nice words and fast answer to my message ,as i see you are on level 10 post boards!
This year i had several cancellation from guests,having a strict canellation policy in some cases i agreed direct with the guests a full refund.But i only proceeded when i was sure i was able to re rent the property.General i agree with you and all other hosts for a change of cancellation terms on Airbnb as without any compensation prior 30 days of arrival it is nearly impossible to re rent a property and the income loss for the property owner can be dramatically.
As i'm a channel manager with more then 50 properties in our own system the cancellation terms are strict up to 32 day's 80 % of the rental.The idea of a travel insurance for guests is great and as i'm travelling with Airbnb i would be happy to pay an addtional insurance which should not be more then 20 €.
Coming back to my problem i think cancellation by a host 6 day's prior arrival should be full covered by airbnb for the addtional costs above the previous accommodation as on a short notice it is very dfficult to find something suitable. I'm still looking for an apartment in Cologne for 2 month!