@Robert948 Is it mentioned in your mortgage contract? I'd look there first to see if it is specifically addressed (whether you can do a STR or not). Many mortgage companies in the U.S. now encourage lendees to look into STR options as a means of helping to pay their mortgage. I've even read this in some mortgage company blogs and newsletters. So I think the tide is turning, and I would guess that soon it really won't be an issue, at least here in the U.S. You might want to google your lender and see if they have a blog or newsletter that talks about short term rental of one's home. They may formally support it. Or, they may just look the other way (i.e., 'don't ask, don't tell). I haven't been able to find one case where mortgages have been pulled because of doing a STR (I do think this has happened in the UK); I HAVE heard of cases in the U.S. where the homeowner had their insurance immediately dropped when they called to seek coverage for their STR. So, proceed with caution. I myself switched to Proper and my lender knows I switched and they even had to deal with Proper directly (it all comes out of my escrow account) and they never said a word to me about it.
