Guests should have to take cancelation insurance versus being not paid for the reservation when guest cancels last minute. What I have had to resort to
I had several guests cancel due to this "extenuating policy" all the guest has to do is send a "doctors note" this note can be written by anyone and all they have to do is use a doctors name on line that airbnb can verify this person is a doctor by looking him up on line airbnb cannot call the doctor to verify the conditions of the guest nor even ask if they are a patient of the doctor it is against the hippa privacy laws. So this can be completely fake
Get program airbnb VRBO requires guests to get insurance for this and does not allow a cancelation due to this. Also I had a guest cancel due to a missed flight by the airlines they cancelled due to weather and airbnb allowed that as well and I got no monies on about 5 reservations due to this policy. This is not right I have resorted to not allowing airbnb to book any reservations but last minute ones or that are for holidays or prime time. I only rent non prime time or last minute on airbnb now.