Sandra,
Of course home insurance can be used, but I was curious about the wording in the T&C and if anyone had experience with similar damages.
Apologies if this is a stupid and often-asked question, but what purpose does the host guarantee have over hosts home insurance (in general, I mean)? As I read the help articles about the host guarantee, extra insurance (such as home insurance) is recommended for that which is not covered.
Then you have the security deposit which from what I understand is exactly for small damages such as, in this case, a leaking aquarium. If aquariums are covered by the T&C, which was my original question. 🙂