@Ryan2487
Regarding the question of who pays for damages, the answer is “usually you.”
First the host is supposed to ask the guest to admit fault and pay. Usually they don’t.
Then Airbnb is supposed to try. Usually that doesn’t work either.
Then Airbnb tries to weasel out of honoring their “Million Dollar Host Guarantee” which is full of gaping loopholes.
Finally the case may be referred to the shadowy insurance underwriters who are, naturally, deeply committed to never paying anyone anything for any reason.
As you noted, sometimes you can get partial reimbursement after a long delay and a lot of ratcheting. Often it’s not worth it.
I have never heard of a recalcitrant guest being held responsible for anything. This is, apparently, becoming common knowledge and the worst kind of trash are gleefully taking advantage of the unwritten “Million Dollar Guest Zero-Liability Guarantee.”
If someone has some evidence to show that I’m wrong I hope they produce it.
I would really like to see some of the trash prosecuted for their crimes.