I'm a new host (less than a week) and am having the same issue with my third booking. The first two bookings I had no problem with. This is the third one and it just wont work. I have called Airbnb customer service 3 times in the past 2 days about this. First time I was told to allow a day or two, some sort of glitch. After a day, still the same message. I called again. Got someone who knew nothing and was telling me that I changed my payout method which is total false and that my $ calculations were wrong. I kept telling her that had nothing to do with anything since I wasn't even at the stage I could enter any additional charges since I was getting error message before I could request anything!
After going round and round with her (all very kindly), she said she would work on it and hung up on me! I'm sure she was new and just making things up and didn't know what to do! Of course I didn't get a call back. Called again got someone else who explained that the customers credit card must have reached its limit so they couldn't put the whole amount on their card and for me to wait another day or two. Rediculous!
These people on customer service desk are clueless of what is occuring! Airbnb collects all money for a 3 day booking at the time I confirm the booking..so they say in their policy. Guests credit card limit shouldn't have anything to do with it. That's between the guest and their bank. I'm in Hawaii and must collect all taxes myself and this is the only way to collect. I've even tried clearing out the cache on my laptop thinking that might have something to do with it, but no. My next call will be tomorrow but I will go direct to a supervisor and hope I can get a resolution. I'll post the outcome.