Thank you, @Inna22.
You clearly demonstrated what I wanted to say. Host is SOL.
We as landlords have huge legal and financial risks. Many laws are against us.
We must protect ourselves and our property. No one else will. No one else cares.
As @David126 has pointed out one million times, Airbnb does not guarantee legal problems.
It is best to think of Airbnb as a billboard. A marketing tool where we can post our offering to the public.
Yes they have this "Million Dollar Guarantee", but what really is it? Mostly window dressing.
Yes they have a great advertising gimmick "We are the world, We are all beautiful happy people"
But underneath it all, they are just a billboard for posting.
It is best for hosts to run this business as a business and mimimize problems, realizing no one else will help us. Tough love, but helpful.