Homeowners insurance with short term rental coverage in pennsylvania

[Ashley319]

I'm starting to rent my home and needed an insurance company that would cover my property in pennsylvania.  Any suggestions?

Diana

[Randy113]

This is an interesting question and I would also be interested in seeing responses. I just recently listed my home on AirBNB and started hosting guests. I didnt even think to check my current homeowners policy for coverages!

[Rebecca181]

The two main insurers who cover short term rentals that are also personal homes - Commercial with Residential - are Proper Insure and CBiz. I went with Proper, as they had more comprehensive coverage, in my opinion. They are both underwritten by Lloyds of London. Other companies may offer extra coverage, but it is often 'Landlord Coverage' and is not designed for short term rentals. Others offer coverage, but limited - 30 nights a year, can't serve food or alcohol, etc. So research carefully. If it is cheap and seems too good to be true, it likely is. 

[Lisa723]

Foremost Insurance