Just an update on landlord insurance for hosts using their properties for AirBnB. I had my property insured with AAMI, but they do not cover short term rental. After some searching, this is what I found:
- AAMI - no cover, but they recommend their associated company Terri Scheer
- Terri Scheer - terrible reviews on Productreview.com.au, apparently their claim process is really awful, so I didn't progress with them
- RACV - they provide cover, but this does not include theft or damage by tenants
- CBA - they provide cover , but much more expensive than CGU
- CGU landlord insurance, they cover short term rental, including damage by tenants and loss of confirmed bookings. They also cover theft or damage by AirBnB guests
Finally I went with CGU, they were about 50% more than my pre-AirBnB landlord insurance, but much cheaper than others.
I hope others find this useful