@Pat271 Usually when I read about cases of Airbnb deducting a resolution payment like this, the stories are told from the guests' perspective. One con that several people have been entrapped by is arriving during a busy holiday weekend and being required on arrival to accept an exorbitant "deposit" in order to check in, when it's clear that they will be left stranded if they don't pay up. Then, after checking out, they are falsely accused of damage, and the host attempts to bypass the dispute moderation protocol by withholding the original payment. When the transaction was run through Airbnb, the guest was refunded; I don't know what happened to the people who were forced to pay offsite.
It's also happened to me as a guest - I had a confirmed booking during a major event, and on the night before, the host sent an outrageous Resolution Request demanding way more money. When it was clear that I would be turned away if I refused, I asked Airbnb to treat this as a host cancellation - saved my money, but unfortunately had to change destination and miss the event. The host is no longer on Airbnb.
In practice, I don't think Airbnb would make a distinction between this known scam and a legit host using the method you suggest, so this would likely result in de-listing. And anyway, if you cancel a confirmed booking because a guest doesn't accept a Resolution request, you're on the hook for the cancellation penalties. You can use Resolutions to charge for extras such as pets or meals; if the guest declines the charge, you can deny them the extra services but you still have to honor the booking.