@Michael5163
Michael, @Fred13 is right! When I decided to short term rent a very wise person said to me....."Don't put anything out there in your listing you are not prepared to loose"!
A $3,000 US table does not belong in a rental facility, you see Airbnb are going to not only say the claim will be subject to wear and tear.....they will claim a $3,000 US table is not appropriate in a $115 pr/night STR facility.
Would you hang a Picasso on the wall.....have a 'Ming Dynasty' dinner plate setting for guests to abuse?
You might be very proud of your property Michael, but guests won't be, and you freely admit to having a prolific past history of claiming guest damage.
In 6+ years of hosting I have never lodged a compensation claim to Airbnb for guest damage! That's not to say I haven't had items lost or ruined, I have made sure they are functional without being a potential liability that I needed to be compensated for, and I have built a replacement cost into my listing amount.
There is an old saying Michael......"Cut the cloth according to your coat" .....if Airbnb offered you 30% of your claim, I would think you have been treated fairly kindly!
Cheers.........Rob