I am in a similar situation, and finally have got the insurance in order, which is not easy to find a coverage of 2 million dollars. I already called Airbnb a long time ago and they just point to us to abide by local laws. I left the country for a few months and the phone did not work abroad, and someone at the CITQ wanted to get to me, so we finally opened an email conversation and hope to get the license in order.
Brilliant move the update on 31 days or more...
I will wait to get the inspector from the CITQ.
@Shelagh14and everyone in the same situation, you are not alone! Let's make sure we support each other.
There are many things we can learn: what companies provide insurances for $2M and in what terms, if we need insurance by the owner, the lease (in my case I am not the owner) stating short-term rental is allowed, what option to choose while registering at the CITQ webform... and support each other on changing the very restrictive laws in Montreal to grow a business which is good for the city!