Hi Rob,
I had the same problem with a guest who just checked out. It was a long-term reservation and her second payment didn’t go through, but she was already staying with me. What caught me off guard was that before booking she asked me to block my calendar as she was having trouble with her credit card. The second payment was because she apparently lost her credit card and I finally received my payment, but spent a day on the phone with AirBNB. My guest also knew if the problem and never reached out to let me know she was working on it.
She then shortened her stay by two weeks, which I gracefully accepted, but there is a small payment still outstanding and it hasn’t been processed. I’m guessing she canceled the card, but still waiting for support.
This has been really upsetting, as she seemed nice on the surface and said she plans to stay with me in the future. Now that she checked out, I never received a thank you and my place was dirty. I spent two days deep cleaning.
If I receive a response from AirBNB, I’ll let you know. My last payment is 4 days past due. They really need to work on protecting hosts. I thought they collected payment far enough in advance, but apparently not. At least not with long-term reservations, which I am no longer accepting!
Best,
Laurie