Giving your UK tax ID to an American company - An identity fraud risk?

Angie-And-Bob0
Level 2
Chester, United Kingdom

Giving your UK tax ID to an American company - An identity fraud risk?

In the UK the NI (personal tax) number, is one piece of personal data that can easily be used as a weapon for identity fraud (someone takes your private details to impersonate you, creating bank accounts, getting loans/mortgages etc, and YOU pay the bills the fraudster racks up). This happens increasingly often, for example, there are very currently many phishing emails/postal letters/texts/phone calls, in the UK, all pretending to be from HMRC. The advice to consumers is, "If something REALLY is from HMRC, they'll quote your NI number in their communication."

 

Airbnb have recently asked all UK hosts to supply their NI number to the company. This isn't a safe idea!  No one except the British tax authority (and a select few other British institutions, such as public health services), should have this number, if you want to reduce your risk of ID fraud and keep your personal data safe, don’t give out this number. Alarm bells ring at the thought of giving it to a private American company, who then send it to a tax office in Ireland, after which Ireland transfer it to the UK.  That's 2 transfer opportunities for hackers to steal it as it moves from system to system around the world.  The UK tax authorities can identify Airbnb hosts from the name address and other info Airbnb already hold and already give to HMRC, they can do this without compromising our privacy and security.

 

Storing and passing round sensitive data outside of the UK tax authorities, I believe to be an infringement of our right to privacy and security.  The irony is, we make a couple of thousand a year after expenses under the rent-a-room scheme, so  wouldn't pay tax anyway.   I'm loath to risk my personal security when no one will raise any tax benefits from it!

 

I will pay any tax I'm due, but won't compromise my security.  I've delisted and will use the space for my family in future. 

2 Replies 2
Marie8425
Top Contributor
Buckeye, AZ

@Angie-And-Bob0 

I would ask why did Airbnb request the information?  In the U.S. they request my SSI number our U.S. tax identifier.  They request this because the U.S. government tax agency requires they inform the government about rental income Airbnb pays the Host.  Yes, there is a risk of fraud.  So in the U.S. businesses that collect and store any identity information are subject to very detailed requirements concerning collection and storage,

Helen427
Level 10
Auckland, New Zealand

@Angie-And-Bob0, may we suggest you have a browse through Justica Patents related to ABB Systems, including this one which may explain in part why we have received similar such email or pop up Notifications.

 

One may reasonably surmise that they have plucked out all of those who have a 'Room' in our homes/ property, and dumped us all into the same category despite the fact that it is a legal requirement to do Due Diligence and Individual Risk Assessments and request various Information only if required.

 

It appears they have sent out a splatter paintball email out to all and sundry, and taken a one size fits all King size Blanket approach.

 

 

This is from New Zealand, as an example, and our IRD (Tax office) have exemptions for those who do not need to register for GST, - the equivalent of VAT in the UK.

 

Airbnb would improve there approach by providing Options also to Opt in / Opt out or Not applicable or similar and undertaking better Due Diligence with there Processing systems.

 

 

https://www.dia.govt.nz/AML-CFT-Frequently-Asked-Questions-for-DIA-Reporting-Entities

 

https://patents.justia.com/patent/11775601

 

User electronic message system
May 25, 2022 - Airbnb, Inc.

Network site users can be selected to receive a communication based on a network site event, such as incomplete registration. A hybrid user interaction machine learning scheme can select a portion of the selected users based on user interaction estimates and network sampling data. The electronic document sent to the users can have portions that undergo two-pass ranking for ordering of content items to be included in the electronic document, such as an email.