Creating a "digital wallet" on a host account

[Ido11]

Hello
I want to come up with an idea.
Allowing the hosts to accumulate their profits in their Airbnb account instead of transfering it to a PayPal / bank account, just like a digital current account, but on Airbnb. This idea has several advantages, among them:
you can easily make future bookings for traveling based on your account balance, without worrying about the state of your credit card limit.
In addition, it will be possible to accumulate coupons that Super Host receives, without worrying about their expiration.
I would love for this idea to come up to the decision makers. It will make it very easy for many hosts to make reservations for their future trips.
How about it?

[Mike-And-Jane0]

@Ido11 judging by the number of people having difficulty being paid by Airbnb this feels like a very bad idea. Also the tax authorities will not like you effectively buying holidays with tax free cash

[Lorna170]

@Ido11  No.  I want my money, and quite honestly, I want my money at the time of the guest making the booking.  Why should AirBnB and any other OTA keep the funds until after the guest has come (and gone)?

[Mariann4]

Heck no! It's my money. I'll keep them tight and not let a big American company profit from them more than it already does.

[Flavia202]

Ah.. nope! Prefer to take my money as I get it.

[Ido11]

Maybe I wasn't clear enough, but I meant it would be nice to have the possibility  to accumulate the income, alongside the default that the income will be transferred directly to a bank account, etc. just to have one more option of managing the income. That's all.