Do we need accidental insurance in case of any injury or damage ?

[Blanca435]

my name is Blanca and new in Airbnb. Would like to ask is an accidental insurance is needed in case of any injury or damage ?. I have a condo in Baja California (Mexico). Thanks 

[Title updated by Community Manager for relevancy]

[Quincy]

Hi @Blanca435! Welcome to the Community! How long have you been hosting?

I've tagged a few hosts who have discussed insuring short-term rentals before. Hopefully, they can share some helpful insights

@Vina595 @Christina-Emma0 @Greystone0 @Amber863 @Lorna170 

In the meantime, here are a couple of posts on homeowners insurance that you might find useful:

home owners insurance

Homeowners Insurance

Hope this helps!

[Vina595]

@Blanca435 

Yes I purchased a short term rental policy for the home.  My insurance is with American Modern.