Home insurance when renting one room

Rhonda-Jayne0
Level 1
Portstewart, United Kingdom

Home insurance when renting one room

Hi, I have just started Air BnB renting out one bedroom and ensuite. 

Can anyone advise on what I need to put on insurance policy please? 

I have put 'self-employed '

What do I put as my Job Title? 

What do I put as my business type? 

I know Air BnB already provide insurance cover for my Air BnB room. 

If I put that I am a Landlord the price shoots up, as if it assumes that my whole home is being rented! 

Any advice welcome please. 

Thanks, RJ 

3 Replies 3
Helen3
Top Contributor
Bristol, United Kingdom

You need to get home insurance for short term lets @Rhonda-Jayne0  the insurance company should be able to advise on how to complete ? 

Mike-And-Jane0
Top Contributor
England, United Kingdom

@Rhonda-Jayne0 I would not rely on Airbnb especially as Aircover for damage is NOT an insurance policy.

Paula
Community Manager
Community Manager
Port Moody, Canada

Hello @Rhonda-Jayne0, I hope you are doing well.

 

Have you had a chance to read our Host's suggestion? Please keep us posted on what you decide in the end 😊

 

 

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