I think you will find as Airbnb continues to grow, that the resolution process becomes more and more vague. I am shocked at the level of bullying Airbnb has directed at me when it come to claims. Blatant vandalism, drug use, etc. and I have waited literally months for Airbnb to get back to me.
I have had "trust and safety" make up rules that are no where to be found in the terms of use. I have had my house rules completely ignored by guests and by Airbnb. I have had vandals' reservations canceled by airbnb and then without any due process Airbnb returned all of the guest fees (it took months to have that decision reversed).
Airbnb seems to be banking on the income dependent hosts they have created. They seem to be confident that no matter how poorly hosts are treated, they wil keep coming back for more! How many hosts are paying part of their rent, mortgages and other vital life expenses? There is literaly no competition to really speak of and Airbnb seems to not only know this, but they seem to be exploiting it!