Kwam dit toevallig tegen. Dat zou een grote verbetering kunnen betekenen.
AirCover is top-to-bottom coverage for the home and is now free to all hosts on the platform. It’s up to $1 million in damage protection and $1 million in liability coverage. This also includes income loss protection, pet damage protection and deep cleaning protection.
The coverage product offers a 14-day filing window and promises faster reimbursements to hosts who file a claim, with an even faster track for Superhosts.
Airbnb’s Host Protection plan, which has been around for a long time now, has always offered up to $1 million in both damage protection and liability coverage, but there were plenty of gaps in that coverage. For example, income loss for superhosts who needed to take time off of the platform or cancel bookings for repairs were not covered for the loss of that income. Damage caused by pets was also not included in the coverage.
Pet damage coverage will indeed be a big one for hosts and guests alike. The pandemic led many folks to get themselves a furry friend, and now those same folks want to travel. But hosts, for good reason, are not often keen on allowing pets into their properties, which is again creating a big gap between supply and demand.
Pet damage protection should naturally readjust that imbalance.
AirCover is actually a pretty huge deal in that it expands beyond Host Protection, which covered the structure of the home but not the property inside of it. AirCover covers most of the goods in the home, with several exclusions like fine art, currency, automobiles and other vehicles like boats and jets, weapons, security cameras and precious metals and/or jewelry. Even with these exclusions, it’s a huge step up from the original policy, which didn’t cover things like furniture damage or theft of items.
You can check out the full list of exclusions here.
For those interested in the nitty gritty, Airbnb’s AirCover is provided through a policy issued by Zurich Insurance plc in most locations. In some jurisdictions, where a locally issued policy is required by regulation, coverage may be provided by a Zurich Insurance plc partner company, according to Airbnb.
