@Helen350 @Sarah977
I would accept that the combination of being pregnant and there being a pandemic would not be a desirable situation, but, at this moment in time when nobody can categorically state that restrictions would be in place at check-in, then Covid-19 cannot be assumed to be an issue for that time.
I would expect that you ladies would be a bit more risk averse to a pregnant woman and Covid-19 virus combinations than I would because we're genetically different, but ultimately, all we're doing here is applying the extenuating circumstances policy which no other platform imposes and that in itself is just wrong. The guest is entirely within their rights to cancel, if the opinion of the risk is too high - just cancel accepting the cancellation terms, but to hold the Host responsible for circumstances outside of their control. The Guests pregnancy would not be a responsibility that the host should need to bear regarding a cancellation. Without EC in play.
So the guest became pregnant after booking. Congratulations, and we all hope it goes well. Who knows the situation around the pregnancy? Planned, unplanned, trying for a long time? Whatever the situation, I don't think the host should be responsible for a full refund in (just) that situation. So it does depend entirely whether restrictions are in place at the time of check-in. This would be a Covid-19 cancellation and I wouldn't regard the combination of circumstances any greater than just a Covid-19 situation.
So here's what happened here at weekend... We visited a local wild swimming location two miles away from the nearest road, 15 miles away from the nearest town, social distancing restrictions are in place, limiting a family unit mixing with one more guest. At this location there were groups of 20. Those people took responsibility for their actions in being there out of choice, evaluated the risk and did what they felt fit. Those same people are the type of people who rent our Airbnb. To say that those people if staying with us would be entitled to a default extenuating circumstance cancellation penalising me, is just an insult. It would be an imposition on any host, and thats what has happened with the EC policy. There's a total removal of responsibility, and its being positively and wrongly encouraged. Quoting it as an acceptable reason for a refund in any circumstance is just an alien concept in my opinion.