Homeowners and Landlord Insurance Disqualifying Airbnb rentals from coverage

[Leslie1032]

My California Homeowners Insurance has cancelled us because we have an ADU that we Airbnb.  We are having difficulty finding any company that will insure us because of our Airbnb rentals. Long term rentals are eligible for coverage (through Landlord's Insurance), but short term rentals are not. While I appreciate and value Airbnb's Air Cover, this does not protect us from fire, storm, etc. We are located in the heart of the State Capitol and not iin a rural area or flood zone. We can't be the only folks running up against this. What can we do? 

[Dawn241]

State Farm and Allstate insure Airbnb. There are also supplemental insurance companies for short term rentals like Proper.