Recently our HOA Board (which I am on) was tasked with making sure that we were not in any violation of our current building insurance policy by doing airbnb (awful neighbor was pissed about something else and is taking this out on us through airbnb). Long story short, the current insurance company does not allow airbnb under their policy and sent a notice that if we don't stop airbnb in the building then they would terminate our insurance. There are about 6 units on airbnb out of 52 and in total about 40% are rentals (combo of LTR and STR). Does anyone have a suggestion of insurance companies that will allow airbnb and is okay with having less that 65% owner occupied? We are going to require that everyone hosting airbnb has specific short term rental insurance through Proper Insurance so it would replace what a homeowner's policy does not cover and cover the liability of the HOA Condo Insurance, but we are on a time crunch and thought someone else might already have the answer.
