@Robbie54
Travel is the responsability of the the traveller.
If he cannot come, he must cancel.
Accomodation is the responsibility of the host.
If he cannot host, he must cancel.
There is no problem when everyone takes its responsabilities.
For refund, there are travel insurances and listings with a flexible cancellation policy.
I booked a place to go to sky in a few months.
I took a travel insurance to get a refund if it is forbidden to travel.
But it does not work if there is a curfew and no activity opened. Only if i don’t have the right to travel for leisure reasons.
So the landlord will be paid.
I am amazed with all those travellers who think hosts are their travel insurance.
It is so dishonest.