Log In  
Help with your business

Fire Insurance Not Allowing Rentals? - California

‎07-03-2021 03:50 PM
Danny476
Level 1
Los Angeles, CA
‎07-03-2021 03:50 PM

Fire Insurance Not Allowing Rentals? - California

We have a cabin in a high-fire area of the Sequoias that is insured through the California FAIR Plan since no private insurance will cover our dwelling.  We recently received an addendum to the policy that seems to suggest that they will not honor any claims if the property was used for AIRBN.  Our main concern is if a forest fire destroys our cabin, will they be able to deny our claim just because the cabin was rented?  Did anyone else in California receive this addendum?

‎07-03-2021 03:50 PM
2 Replies 2
‎18-06-2022 05:27 AM
Michele1571
Level 1
Grass Valley, CA
‎18-06-2022 05:27 AM

Did u ever get an answer? Does the Cal Fair Plan cover an Airbnb?

‎18-06-2022 05:27 AM
‎02-07-2024 08:23 PM
Molly539
Level 1
‎02-07-2024 08:23 PM

Also curious about this.

 

It looks like some homeowners policies (eg Farmers) do have a fire loss coverage specifically for "homesahre" (eg AirBnb?), perhaps offered to fill this coverage gap in the FAIR Plan?

 

Thanks.

‎02-07-2024 08:23 PM
0 Likes

More from Help with your business

Co-Ownership Taxes

I am a 50% co-owner of our airbnb property. However, we sha... Latest reply
I am a 50% co-owner of our airbnb property. However, we share one bank account for the property. Is there a way to have two... Latest reply

Prices for extra bed

My apartment has one double bed, and a sofa bed. On the web... Latest reply
My apartment has one double bed, and a sofa bed. On the website you can only charge extra after 2 guests, but I am finding a... Latest reply

Trash Valet

Hey, All. Sebastian here. I wanted to reach out and ask who ... Latest reply
Hey, All. Sebastian here. I wanted to reach out and ask who would be or who knows someone right now that would be interested ... Latest reply

Explore Resource Center articles