Hi all,
We've been trying to find Home and Contents Insurance for our Airbnb in NSW, Australia. It turned out to be more complicated than expected. We have the main house in which we live and a granny flat the we occasionally rent out as an airbnb on the same property. Most insurances will only provide Home and Contents Insurance if you either don't rent out (regular Home and Contents Insurance) or if you rent out the entire place (landlord insurance allowing short-term rentals), but not if you rent out only part of the place (live in the main house and rent out the granny flat).
I am interested to see what other hosts experience with this is? The only insurance we found that covered our scenario was GIO, there regular Home and Contents Insurance allows for part of the place to be rented out via short term rentals.
Thanks,
Stefan