Hence the need for Airbnb to change their Security Deposit policy! If a host chooses to have a set dollar security deposit, there should be a hold put on the guests credit card for 48-hours after checkout and the Host should be able to collect on that security deposit within the 48-hours by filing a claim that is actually immediately processed, not ignored for days by some phantom department. If no claim is filed by the Host within the 48-hours, then the guests security deposit hold is released. The guest’s card would be charged prior to the hold release if the claim is valid and the Guest would have an additional 48-hours to dispute the claim before the actual funds are released to the Host. This process would secure payment to the host and give the Host the benefit of the doubt, not the Guest, because lets be honest, the guest who damage your property, leaved it filthy or removed items from the property aren’t the most trustworthy people and shouldn’t be allocated the benefit of doubt!