@Jason3041
It depends on where you are.
In some countries the "host only fee" structure is obliged by Airbnb, in other countries you have a choice.
When using an third party management system (PMS) the "Host only fee" is always obliged.
When using "Host only fee" you have to increase your prices with the fee percentage to earn same amount of money.
On "Split fee" structure the host pays 3% (+ VAT) and the guest is charged approx 17,5 % (incl VAT)
(on "long term stays" the guest is charged approx 14% )