I had a guest cause almost $8000.00 of damages and after submitting my claim to Airbnb, and waiting patiently. This was their response: “I understand that you want the damage to be cover, however our specialized team already made the decision and the $200 is the maximum if we can give”. We are going to court.
@Odette102 Before you consider court action you should actually read your contract with Airbnb. Aircover pays out on the whim of Airbnb and, if it pays at all, it pays a depreciated value. You might win in court if Airbnb don't bother to turn up but if they do you will be wasting your money.