Liability Insurance

[Ed-And-Bunny0]

Airbnb says they provide hosts with $1 million dollars in liability insurance to protect hosts in the event they are liable for a loss or injury to renters. Has anybody ever had a renter make a claim for liability against a host and did Airbnb coverage kick in and protect you?

[Joan2709 · Accepted solution]

@Ed-And-Bunny0 

Never had a liability claim through Aircover but others have. The comments are all negative.

Just type "Liability Claim Aircover" in the search the community box and you'll see what I mean.

I suggest all my Host clients obtain their own short term rental insurance and not rely on Aircover. Probably a good idea to read through the terms, conditions and exclusions on Aircover Liability Insurance:

Aircover Liability Insurance - Terms, Exclusions, Conditions

https://www.airbnb.com/help/article/3145