The Resolutions Center and 'AirCover' is a farce, a fake 'host insurance' set-up--it DOES NOT protect the Hosts. [I am a lawyer and Super Host for 5 yrs.] A recent Airbnb guest (4 guests booked-- and 14 rowdy guests in attendance) trashed our home with an all-night party, disturbing our neighbors with loud music & alcohol & cars , and causing $850 damages plus extra cleaning. I called Airbnb the first 'morning after' and wanted to cancel--but Airbnb Rep 'advised against canceling". I was offered repeated assurances by Airbnb Support that I would be protected & reimbursed by filing a claim with Airbnb Resolutions Center--no worries. And I did that--just as they requested. I filed & sent photos and a receipts from our Host/Manager for various damages. All of this took multiple messages, phone calls, and every Rep. gave re-assurances that Airbnb would take care of everything. A month later I receive a response the CLAIM is DENIED. What a joke...and disappointment! If you think you are 'protected by Airbnb' with compensation for damages, think again. Their Reps are trained to offer plenty of apologies ("I am so sorry you had this experience) but forget any compensation from Airbnb. I thought Airbnb had our back--but now I think I am going to quit Airbnb. Hosts are flying naked without backup. PS: I sent a "Request for money" to the guest for 10 'extra guests' staying, and the Guest messaged back (while at the party) that an Airbnb Rep told him he could "pay charges only if he wanted to". Guest declined of course (and Airbnb still gives him a 4.5 rating).