How to add Damage Insurance to a booking?

[Fara6]

Hi Everyone.. 

My Wife and I are brand new to AirBnB.. We're listing a Vacation Rental in Destin FL full time and wanted to know if it's possible to add Damage Insurance instead of Security Deposit.. I've seen a few listings that say you must do one or the other.  Just wondering how you handle that.  I know on VRBO it's automatically set up as an "OR" in the software and they use CSA Travel Insurance.

Thanks for any advice..  Mike & Fara

[Linda108]

@Fara6  At present, Air BNB offers Host Protection automatically.  You need to read it thoroughly however as many hosts have posted that they did not get the reimbursement they were expecting.