Do I need holiday let insurance and public liability insurance?

[Linda1477]

Hi,

Can anyone help me please?

Do I need holiday let insurance (building & contents cover) as well as the air bnb guarantee and host protection?

Also, do I need public liability insurance as well as host protection insurance?

TIA,

Ria.

[Rachel2254]

Hi I’m having the same problem trying to find a company to insure my private room in my house as landlord. My current insurer CGU will only insure me for 84

days or 12 weeks or I am in breech of

my Home and Contents. Even though I

am prepared to add on landlord Insurance they won’t do it. You

would think as I live in the house the guests are less liable to do damage. Go figure.?? If anyone knows of a reputable company I am interested in Australia Queensland

[Andrea532]

Hi @Rachel2254 . I am having the same problem right now. Did you find any insurance company that would cover you if you have an Airbnb guest?

[Lisa7153]

Anyone in australia have a suitable insurer for when renting out a spare room on air bnb?

[Dee1355]

Hi Lisa, did you get any information regarding extra insurance in Australia? Dee

[Abdullah145]

Hello @Linda1477 ,

I have a one bed flat that is my main home that I want to let out for a week while I'm holiday. I've just been told by the company that manages the building that buildings insurance won't cover an Air BnB let. 

Do I have any other options? Is there any other cover that is available to me, for a short term let. This would be my first time of hosting  and I don't know too much about the intricacies of getting this insured. I'm also a bit worried about the mixed reviews that the AirBnB guarantee seems to be getting.

Thanks,

AJ