@Kia272 This is what the resource center has to say :-
"As a host, you can choose from many ways to get paid on Airbnb. Some options Airbnb offers include bank transfers or ACH, PayPal, Payoneer Prepaid Debit Cards, and Western Union."
I highlighted "bank transfers or ACH" since that is my selected payment method.
"The money you earn by hosting will typically be sent to you 24 hours after your guest checks in."
While they carefully insert the word "typically" to cover situations where they have a glitch and are, apparently, unable to manage it, clearly it is well within their standard capability to send payments 24 hours after the guest checks in, and indicates that is the norm, not just my wishful thinking.
https://www.airbnb.com/resources/hosting-homes/a/how-you-get-paid-for-hosting-20
Modern payment processing systems include : Paypal, Stripe, Venmo, Zelle, Heartland, Braintree, Square, even Intuit has 2-business-day merchant processing through its Quickbooks merchant service, and next-day direct deposits for payroll through Quickbooks Online. Many are able to do same-day processing or next-day processing.
How many people would still be using Paypal if the money showed up some time after 3 - 4 days, and they made a bunch of excuses that it was your bank's fault ? They'd be out of business in a heartbeat.
It's the competitive landscape to be able to get payments out fast. That's why banks support Zelle.
My research indicates that Airbnb still uses Braintree (owned by Paypal, and now apparently called Paypal Enterprise) for payment processing.
https://www.braintreepayments.com/learn/braintree-merchants
I work with pretty much every online payment system there is, in the US. I don't deal with a single one that can't process a payment or a direct deposit within 1 - 2 business days. It's an industry standard.
You can pay a fee on Paypal and get your money transferred immediately. Next-day is free. Let's not forget that we are paying Airbnb a host fee for processing our payments. The very least they can do is get them out on time.