I'm not entirely clear if the Host Protection Insurance (which is different to the Host Guarantee) covers hosts in the UK - can anyone answer this definitively? I would also like to confirm that one of it's functions is to provide liability cover if a guest is injured. My 3rd party home insurance does give me some limited cover for damage by paying guests but is very hazy when it comes to the extent of injury liability TO giests, and I would like to know if I am already covered for that under the AirBnB sheme - thanks for any input you can give!