@Sephlin0 I've always had the moderate policy myself, and it's never been an issue for me, but I live where people come for a beach vacation- they've already bought airline tickets, booked time off work, etc, so they aren't prone to cancelling.
I guess you could try out the non-refundable option and see how that works for you- you could always switch back to strict if it doesn't.
Also maybe do a search on this site for other threads on the non-refundable option, I know there are some, to see what other hosts experiences have been. I've been reading lately that Airbnb seems to be overriding hosts' cancellation policies with increasing frequency, no matter what the policy is.