Hi Tatiana,
YES!! I am in the same boat with so-called Air Cover. After extensive damage was done August 31, I could not get a contractor to give an estimate within their time frame. I called Airbnb with my concern and was assured by a representative that I could submit once I had all of the documents.
Now I am subject to a series (7 so far!) of bot-like "ambassadors" who start the conversation as if I have not laid out the facts of the case. It's like the movie Groundhog Day.
Then they give you "I am sorry you did not get the outcome you had hoped for".
I hoped for an outcome that your company promised me. Talk about patronizing and dismissive!!
I am looking into leaving the platform. Apparently VRBO offers a superior service for hosts.