@Marina1800 That’s a really good question. I don’t see why you shouldn’t be able to, as long as you put it back a couple of weeks before check-in. On the other hand, I’ve read where Airbnb bots go out there and check to make sure credit cards are valid, usually a week or two before check-in. If there is a problem with the credit card, they probably message the guest, and if the guest doesn’t respond, they cancel the reservation. I have read about reservations cancelled for this reason. However I don’t work in the Airbnb Finance dept. and therefore don’t know the exact process.
I know as a host it is deflating when reservations get cancelled, so it’s hard for me to recommend for you to remove it. But it’s possible that you can remove it until closer to the check-in date. If I were you, I would call Airbnb and (try to) get the exact payment process and timing.