BIU

[Louise532]

My land lord is saying not to Airbnb rent until he has found out if he needs insurance for Airbnb renters. I will be devastated if I can’t rent. Should I gets renters insurance so I can tell him I have insurance and Airbnb covers Incase of breakage etc

[Kelly149]

BWUHAHAHAHA!!!

sorry to be flip, but abb covers nothing, don’t know that your landlord will have much success either. And if you’re in SF don’t you need permitting too?

[Louise532]

I’m permitted and have it written in my lease so I am completely legal but they’re saying they are not covered and I’m looking into my own insurance as well.  I also give them 10% of my Airbnb which should cover the extra cost in insurance they may have to get. I have been Airbnb renting for quite some time and now they are trying to make this a problem

[Tim-and-Holly0]

@Louise532:
Sorry about a bit more rain... Your landlord's insurance policy will most likely NOT cover short term rentals. Short term rental policies are more expensive and there are only a couple companies who offer them. I would be surprised if he would be willing to pay the higher rates for something that he will not financially benefit from, but will directly negatively impact his finances from additional wear and tear.

You cannot get a policy on the property because you don't own it. Your renter's insurance will not cover sublet damage either as it only covers you and/or your family.

One more thing- check your lease. It probably prevents subletting too. If, by chance, your landlord does approve the room rental, then be sure to add an adendum to your lease.