Host Protection Insurance

[Virginia373]

Hi,

Does anyone know whether the Host Protection Insurance covers against claims made against me with regard to accidents that happen at my listing, please? I have a trampoline and climbing frames in my garden which guests children can use but I'm wondering whether this is covered? Does anybody ask their guests to sign a disclaimer or is this something the guests agree to via Airbnb when they book? Thanks in advance.

[Alice595]

@Virginia373 What Airbnb provides is a host guarantee instead of real insurance. In addition, it is very hard to get even damage compensation and extra cleaning fees. I am in big doubt that Airbnb will cover any accident occurred on your trampoline which is not even in Airbnb amenity list.

[Virginia373]

Hi Alice,  thanks very much for your response.  I didn't see children's activities on the list! Do people take out public liability insurance in addition to their house insurance then?